Branchless banking and Contactless payment In many countries, mobile phones are used to provide mobile banking services, which may include the ability to transfer cash payments by secure SMS text message. Kenya's M-PESA mobile banking service, for example, allows customers of the mobile phone operator Safaricom to hold cash balances which are recorded on their SIM cards. Cash can be deposited or withdrawn from M-PESA accounts at Safaricom retail outlets located throughout the country and can be transferred electronically from person to person and used to pay bills to companies. Branchless banking has also been successful in South Africa and the Philippines. Zidisha uses mobile banking for loan disbursements and repayments, transferring funds from lenders in the United States to borrowers in rural Africa who have mobile phones and can use the Internet. Eventually, the idea spread and in , the Philippines launched the country's first commercial mobile payments systems with mobile operators Globe and Smart.
Mobile banking - Wikipedia
Send and receive photos, videos, documents, and Voice Messages. Call your friends and family for free with WhatsApp Calling, even if they're in another country. Data charges may apply. Contact your provider for details. Also, you can't access and other emergency service numbers through WhatsApp. Enjoy group chats with your contacts so you can easily stay in touch with your friends or family.
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